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Even after taking a personal loan, unexpected financial events can force you to take another one, especially during this Covid-19 pandemic. And, you may be asking if it is possible to take two personal loans? A personal loan is an unsecured amount of money. It is referred to as unsecured because it does not require collateral. The […]

While many people still go directly to their local bank to seek financial assistance, many people have turned to personal loan brokers for a more customised and efficient approach to borrowing money. This proves that personal loans have gone beyond the confines of traditional banks. In this article, we will discuss personal loan brokers in […]

Whether it’s to buy a first home or pay for education, most of us probably need to take a loan at least once in our life. However, not all loan applications can turn out successful. If you’ve applied for a personal loan in Singapore before but got rejected, it could be due to your credit […]

Your wedding day is probably the most significant milestone as a couple. It’s a momentous and joyous occasion, where family and friends come together to celebrate the love and union between the two of you. How would taking out a personal loan in Singapore come into the picture? Well, every couple dreams of having that […]

Thinking about borrowing money in Singapore? There are rules in place to help you avoid getting into too much debt. The Moneylenders Credit Bureau (MLCB) is in charge of setting these rules. The MLCB assists the lender in tracking a borrower’s credit history. It acts as a central repository of credit information, wherein you can […]

If you need extra cash but want the flexibility to use it when you really need it, a line of credit might be helpful. Think of it like a credit card with a ‘tap’. Once approved, you can spend up to that limit. It’s perfect for those home improvement projects you’ve been eyeing or when […]

For many Singaporean homebuyers, the issue of “How much loan can I actually secure from a bank?” arises as an urgent concern. Because it depends on so many different personal details, this question doesn’t have a universally correct response. To properly prepare for a house purchase, you must have a firm grasp of how financial […]

Need a personal loan with bad credit score?  It’s tough to get a personal loan in Singapore with bad credit. With a bad credit score, you automatically leave a poor impression on financial institutions, lenders, and banks. The truth is that having bad credit can happen to anyone. A job retrenchment, a wrong choice in […]

Getting a loan? Don’t forget to think about the payback time – this one is very important! You want to pick a loan with a repayment period that works for you. Make sure you’re able to pay it back without stressing yourself out financially. This article will tell you about loan tenure, how it affects […]

Toa Payoh, one of the first HDB (public housing) areas in Singapore, started in the 1960s to sort out housing for a lot of people. Before it got built up, the place was like a big swamp, which is what “Toa Payoh” means in Hokkien. It was part of Singapore’s rich past because it was […]

In Singapore, borrowers are familiar with various loan options like personal, business, payday, and fast cash loans, commonly offered by banks and licensed money lenders without the need for collateral. While many have navigated auto or HDB loans successfully, the distinction between recourse and non-recourse loans might not be as clear. These often-ignored terms have […]

Need some quick cash? Feeling tempted by those flashy ads promising “easy money, no hassle“? Hold on right there! Before you jump into the arms of a loan shark (or their slick online equivalent), let’s break down the real deal on personal loans with “guaranteed instant approval” in Singapore. Spoiler alert: It is not always […]