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Are you a student in Singapore struggling with money? A personal loan can be of great help for things like rent, school expenses, or other costs. But what if you don’t have a job? Can you still get a loan? The good news is that yes, you can get it even without showing income proof. […]

Thinking about borrowing money in Singapore? Loans such as personal loans can help you start a business, buy a car, or finance your dream home renovation. And there are two main options: collateral and non-collateral loans. Collateral loans require you to put up something valuable, like a house or car, as security. If you can’t […]

For many Singaporeans, motorcycles are the most convenient mode of transportation. Not only is it significantly more affordable compared to cars, but it’s also more convenient to maintain. That said, not everyone can pay for a motorcycle upfront – either you still haven’t saved up enough money or just don’t want to touch your savings. […]

Navigating around personal finance is something interesting, especially if you’re curious whether personal loans are subject to taxes. If you’re wondering if personal loans are taxable in Singapore, rest assured – we’ve got you covered. In this article, we are going to discover whether personal loans are subject to taxes. Moreover, let’s find out whether […]

Even after taking a personal loan, unexpected financial events can force you to take another one, especially during this Covid-19 pandemic. And, you may be asking if it is possible to take two personal loans? A personal loan is an unsecured amount of money. It is referred to as unsecured because it does not require collateral. The […]

While many people still go directly to their local bank to seek financial assistance, many people have turned to personal loan brokers for a more customised and efficient approach to borrowing money. This proves that personal loans have gone beyond the confines of traditional banks. In this article, we will discuss personal loan brokers in […]

Whether it’s to buy a first home or pay for education, most of us probably need to take a loan at least once in our life. However, not all loan applications can turn out successful. If you’ve applied for a personal loan in Singapore before but got rejected, it could be due to your credit […]

Your wedding day is probably the most significant milestone as a couple. It’s a momentous and joyous occasion, where family and friends come together to celebrate the love and union between the two of you. How would taking out a personal loan in Singapore come into the picture? Well, every couple dreams of having that […]

Thinking about borrowing money in Singapore? There are rules in place to help you avoid getting into too much debt. The Moneylenders Credit Bureau (MLCB) is in charge of setting these rules. The MLCB assists the lender in tracking a borrower’s credit history. It acts as a central repository of credit information, wherein you can […]

If you need extra cash but want the flexibility to use it when you really need it, a line of credit might be helpful. Think of it like a credit card with a ‘tap’. Once approved, you can spend up to that limit. It’s perfect for those home improvement projects you’ve been eyeing or when […]

For many Singaporean homebuyers, the issue of “How much loan can I actually secure from a bank?” arises as an urgent concern. Because it depends on so many different personal details, this question doesn’t have a universally correct response. To properly prepare for a house purchase, you must have a firm grasp of how financial […]

Need a personal loan with bad credit score?  It’s tough to get a personal loan in Singapore with bad credit. With a bad credit score, you automatically leave a poor impression on financial institutions, lenders, and banks. The truth is that having bad credit can happen to anyone. A job retrenchment, a wrong choice in […]