Blog
Are you short of funds and planning to borrow from the best licensed money lender in Singapore? But before that, you must first understand the things to consider before borrowing from the best licensed moneylenders in Singapore or credit companies. Paying off bills and expenses without any assistance can be really challenging, especially when you’re […]
In Singapore’s dynamic property market, homeowners are constantly seeking ways to optimise their financial commitments. Switching your HDB loan to a bank loan can be advantageous, particularly when bank interest rates are lower than the HDB’s 2.6%. By strategically transitioning to a bank loan, homeowners can potentially achieve financial savings, reducing their monthly mortgage payments […]
Credit cards have become an indispensable tool for managing personal finances, offering convenience and the ability to make purchases both online and offline. A key feature of any credit card is its credit limit, which represents the maximum amount you can spend using it. While the initial credit limit assigned by the bank might suffice […]
Navigating the Singapore property market can be complex, especially when financing your dream home. Whether you’re a first-time buyer or a seasoned investor, grasping the Loan-to-Value (LTV) ratio concept is essential. This guide will help you understand everything you need to know about LTV ratios in Singapore’s property market. It will empower you to make […]
For many Singaporeans, managing debt is a crucial aspect of their financial lives. In a bid to assist debtors in attaining financial stability, there have been various steps taken by the government. An example is the Debt Repayment Scheme (DRS), a non-bankruptcy plan for debt repayment. This article describes in detail how the mechanism of […]
When unexpected expenses arise or financial goals come into focus, many people in Singapore explore unsecured credit options like personal loans and line of credit. While both can provide quick access to funds, they have key differences in features, repayment terms, and ideal use cases. In this article, we’ll break down the pros and cons […]
When faced with unexpected financial pressures before your next payday, a quick solution can be found in the form of a payday loan. These short-term loans help individuals cover immediate financial needs until their next paycheck arrives. In Singapore, payday loans are a popular option for those who need quick access to cash to handle […]
Buying a home, especially your first HDB flat in Singapore, can be an exciting but financially demanding process. One of the most significant upfront costs you’ll face is the downpayment. This comprehensive guide explains the essentials of HDB down payments, including the amount you need to pay, the factors that influence the amount, and the […]
In today’s fast-paced world, financial emergencies can arise unexpectedly, requiring quick access to funds. While traditional bank loans often involve lengthy processing, licensed money lenders in Singapore offer a faster alternative. Some even advertise that loan approval only takes minutes to an hour. But can you get a loan approved and receive the money quickly? […]
You’ve probably seen those ads popping up everywhere, claiming they can give loans without any interest, right? Sounds almost too good to be true, doesn’t it? Well, are these zero-interest loans real or not? What’s the actual deal behind these offers, and what catch should you be looking out for when it comes to these […]
When applying for a personal loan in Singapore, a crucial factor that lenders consider is your Total Debt Servicing Ratio (TDSR). Introduced by the Monetary Authority of Singapore (MAS) in 2013, the TDSR framework encourages responsible borrowing and ensures individuals can manage their debt repayments. It achieves this by limiting the amount you can borrow […]
A balance transfer can be valuable for managing your credit card debt. By transferring your outstanding balance to a new credit card with a lower interest rate, you can save significant money and pay off your debt faster. It can provide much-needed financial relief and help you regain control of your finances. This article explores […]
Retirement is a significant milestone that requires careful planning and financial preparation. In Singapore, where the cost of living is relatively high, it’s essential to clearly understand how much money you’ll need to retire comfortably. Let’s examine the factors that influence retirement savings, estimate the costs, and offer valuable tips for effective retirement planning. What […]
Our Media Coverage and Achievements
Since 2011
