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As Singapore is known for the most expensive city to live in, it is vital to know your gross monthly income as this is the key on how you can manage your money. It refers to the total amount you earn before taxes and other deductions are taken out. This includes your base salary, any […]

Marsiling Mall is one of the oldest shopping malls in Singapore, known for its charming vintage architecture and quaint shops. This mall may not have the glitz of Orchard Road, but it’s filled with the heart and soul of Singapore’s everyday life. For visitors, Marsiling Mall offers a peek into the real Singapore, away from […]

With the reputation that loan sharks in Singapore have, most of us wouldn’t want to deal with them in the first place.   But perhaps desperate times have called for desperate measures. You needed money during a time when no bank or financial institution was willing to offer you a personal loan. With limited options to […]

Ever wondered what affects your loan applications? Or why some of your credit card applications were rejected?  It’s likely because of your credit score. A bad credit score can affect your applications for personal loans and credit cards. But what’s a credit score? How do you check it, and how can you improve your credit […]

From January 2020 to May 2020, there have been 1,481 applications for bankruptcy in Singapore and 404 orders made — a significant number considering the short 5 months span.  Bankruptcy, in short, is when you owe more than you can afford to pay. There are also a number of technicalities involved. Filing for bankruptcy in […]

Perhaps it’s a time right now when you require extra financial support for your needs—for an emergency, for a dream vacation for you and your partner, or even for a plan to move forward and venture out of your comfort zone. However good your reasons may be, you may have faced problems having your personal […]

Whether it’s buying that dream HDB flat, sending your kid to a good school, or starting your own business, sometimes personal loans are the way to go. But remember, loans aren’t free money, got interest to pay one! Which is why this article on how to calculate interest rates for loans is useful for anyone […]

Not many Singaporeans know about credit counselling. Mention “credit counselling” to people, and you’re more likely to be met with blank stares. Explain that it’s about discussing debt management with a financial counsellor, and they might reel away in shock. The topic on debts is often so private that most people shy away from the […]

If you’ve used your CPF Ordinary Account (OA) to buy a home in Singapore, you’ll need to repay the withdrawn amount along with accrued interest when you sell the property. This accrued interest compounds annually at 2.5%. This guide will delve into the specifics of CPF accrued interest and present methods for effectively paying it […]

Proactively monitoring your credit report is a smart and responsible financial habit you should build. This helps you detect fraud and errors, as well as verify the accuracy of the information reported to credit bureaus. With numerous resources that you can take advantage of, it’s possible to get a free Credit Bureau Report in Singapore. […]

Two of Singapore’s most popular mobile wallets, PayNow and PayLah, are transforming the way we manage our money and make payments. Both provide easy cashless transactions, but their features and functions are different. This guide will cover the key differences between PayNow and PayLah, highlighting their unique features and assisting you in selecting the one […]

Planning to have a trip to Woodlands and looking for a favourable exchange rate solution? Do not worry! The same with licensed money lenders, Woodlands has several legal money changers with competitive rates. To maximise the value of your foreign currencies and manage your options, this guide will provide necessary information and advice on local […]