Alwin Goh
Overnight SORA rose 11.7 basis points to 1.7446% on 6 November 2026, its highest since July 2025. Floating-rate home loans usually follow compounded SORA, which is fixed at each rate review, so the jump reaches instalments slowly, if at all. Here’s how to check your benchmark, spread and review date.
The Mid-Career Pathways Programme pays S$1,800 to S$3,800 a month for a four- to six-month attachment, but trainees get no CPF contributions or guaranteed leave. This checklist shows how to compare the allowance with your bills, CPF-paid housing instalments and debts, and what to ask the host before you accept.
Police are investigating 92 people aged 18 to 88 after a five-day islandwide operation against unlicensed moneylending. See what account holders, ATM runners, harassers and a phone-line provider allegedly did, how the Moneylenders Act presumes assistance, and what to do if you’ve handed over your card.
Gov.sg updated its cost-of-living page on 9 November 2026, but the support it lists still comes from packages announced on 7 April and 29 July. This guide sorts what’s left by household: S$300 CDC Vouchers and U-Save credits in January 2027, and ComCare Interim Assistance, open to applications until 31 December 2026.
Four men were charged on 10 November 2026 over an alleged plan to get more than S$6 million in home loans by using an owner’s property without his knowledge. A caveat exposed it. Here’s how to check your own title for free and what to do if a caveat appears that you didn’t authorise.
Retrenchments rose to 4,800 in Q3 2026 even as employment grew. If you’re repaying a home, car or personal loan, this guide shows how to work out how many months your savings and CPF could cover, what support to count on, and why to build cash before taking on new debt.
M1 and Doctor Anywhere disclosed separate data breaches on 6 November 2026. This guide compares what each one exposed, explains what a leaked NRIC or bank account number can and can’t be used for, and sets out the steps to take before you answer the next unexpected call.
MoneySmart says some customers’ personal data was copied in a breach discovered on 29 October 2026. If you compared or applied for a loan there, here’s how to read your notice, check your bank, card and credit activity, and spot loan, reward or delivery messages that may use your details.
A valuable HDB flat and CPF balances may still leave a household short of accessible cash. Use this retirement checklist to compare spending with income, allow for insurance and healthcare costs, and assess what downsizing, renting a room or Lease Buyback could realistically contribute.
Posted RON 95 prices ranged from S$3.50 to S$3.63 a litre on 7 November 2026, but few drivers pay the board price. This comparison separates instant discounts from cashback at Caltex, Shell, SPC, Smart Energy, Esso and Sinopec, with the minimum spend, caps and eligibility rules that change the result.
A valuable HDB flat and CPF balances may still leave a household short of accessible cash. Use this retirement checklist to compare spending with income, allow for insurance and healthcare costs, and assess what downsizing, renting a room or Lease Buyback could realistically contribute.
An older HDB flat’s asking price is only part of the affordability calculation. Learn how the youngest buyer’s age and remaining lease affect CPF usage and HDB financing, build a cash budget, and check why Lease Buyback should be assessed separately from your purchase plan.
